Here in San Diego at the MCT Exchange 2025 , with nearly 500 registrants, the agenda’s keynote speaker and one of the panels was composed...

Anyone who thinks politics doesn’t impact residential lending isn’t, frankly, paying attention. Let’s start with something simple, like…...

This week I head to San Diego for MCT Exchange 2025 , and my email has been heating up. “Rob, are you hearing about a big jump in lock...

“A government survey has shown that 91 percent of illegal immigrants come to this country so that they can see their own doctor.” On a...

For the people who write to me saying either, “Politics don’t impact lending,” or “It’ll be interesting to see what happens to Fannie Mae...

“ Essex Mortgage is excited to announce a new financing product for homebuyers . The Link Loan allows originators to work with consumers...

“My wife just left me. She says life revolves around baseball and she's sick of it. I'm quite upset. We were together for 7 seasons.” Say...

Tired of writing those pesky checks? Wait no longer: If you don’t want to send a check through the U.S. Mail, for whatever reason,...

The calendar pages flip. We’re in mortgage conference season again in hotels around the nation, and why not have a little fun leaving...

“My friend showed me a photo of a famous meteor crater in Arizona. It's amazing how close it landed to the Visitor's Center!” Here in...

Here we are at the Ides of March, and we’ve recently been reminded that volatility is not the friend of anyone in a mortgage company’s...

Time flies. We’re at “pi day” (3.14), two weeks until the end of the quarter, one month before our taxes are due. Tax returns for...

Teddy Roosevelt thought that lawyers are trained to serve clients and not justice. An interesting discussion topic. Residential lending...

“Half the people you know are below average.” There are clever people out there. If you’re a Tesla owner, and don’t want to deal with the...

“Buying eggs on the street and weed in the stores: the times they are changing.” Borrowers are certainly reacting to changes in rates as...

“Depression is merely anger without enthusiasm.” People flying around the nation have probably observed, or have heard, a change in the...

“Word reached me here in Northern California that Finland just closed its borders. No one will be crossing the Finish line.” Speaking of...

“If you boil a funny bone, it becomes a laughingstock. Now that's humerus.” What isn’t humer…, uh humorous, is a) most states losing an...

“I recently saw a woman at Walmart with March Madness teeth... She was down to the final four.” Risk-free, prepayment-free Treasury rates...

Today involves a flight from Cancun to the West Coast. Maybe the news flow will cease for me in the six hours in the air, but the news...