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Feb. 28: LO jobs; home price change, customer behavior tools; CFPB drops several cases; gov't cutbacks & unemployment
Here in Miami, and everywhere, lenders and real estate professionals are acutely aware of supply and demand impacting prices, as does...
Rob Chrisman
Feb 28
Feb. 27: LO jobs; CA insurance, AI hedging, PPE, fee collection products; Figure/Sixth Street joint venture; Agency news
AI is definitely a discussion topic among lenders: what is it, will it help the borrower, will it help the lender… How would you like...
Rob Chrisman
Feb 27
Feb. 26: LO jobs; TBA, processing, 2nd lien, subservicer, solar lending tools; STRATMOR on AI for lenders; conforming conventional news
While the House passed President Trump’s budget resolution, the industry is abuzz about the TV at HUD’s headquarters showing an AI video...
Rob Chrisman
Feb 26
Feb. 25: AE, LO jobs; fast approaching training & events run the gamut; builder news; economic fears push rates down
In Connecticut, a portion of the formal and informal talk here is about how builder news touches on lenders. (As an aside, Home Depot’s...
Rob Chrisman
Feb 25
Feb. 24: HELOC, market intelligence, POS, borrower intention tools; STRATMOR CD workshop; Non-Agency news
Today I head to Connecticut for a visit with First World Mortgage and the Northeast Mortgage Summit . Today happens to be rocker George...
Rob Chrisman
Feb 24
Feb. 22: Take care with FHA DPAs; Politics and lending; Vendor news; 1003 banter; Saturday Spotlight: HomeVision
“Sometimes I shock myself with the smart things I say and do. Then, there are times when I try to get out of the car with my seatbelt...
Rob Chrisman
Feb 22
Feb. 21: LO jobs; verification, LO database, construction appraisal tools; Fiscal vs. monetary policy primer for lenders
While much of the nation deals with the severe cold, I received this note from a new loan officer in Oklahoma. “Rob, I overheard my...
Rob Chrisman
Feb 21
Feb. 20: LO jobs, FHA layoff news; Non-Del, SAM, onboarding, default solutions; webcasts in the next few days; inflation in the news
“Inflation is really getting out of hand... But that's just my 5 cents.” Inflation impacts the prices of fixed-income securities, like...
Rob Chrisman
Feb 20
Feb. 19: AE, LO jobs; Non-Agency, HELOC, pre-qual, CRM products; In-person events for your calendar; ugly apps number
So, you drive across town to a gym to walk on a treadmill? There are always interesting and strange things going on out there. Huh? The...
Rob Chrisman
Feb 19
Feb. 18: LO jobs; pricing, AI, DPA, customer service tools; Bill Emerson interview; training this week; conv. conf. news; STRATMOR CD workshop
This weekend I spent a little time in the Miami Airport and overheard two people discussing how they were waiting for a builder in...
Rob Chrisman
Feb 18
Feb. 15: Redwood Trust results dissected; builders & tariffs; Sovereign Wealth fund explained; Saturday Spotlight: SWBC Mortgage
Winter tends to see the annual spike in people pulling homes off the market, responding to lower demand in the cold months, and...
Rob Chrisman
Feb 15
Feb. 14: LO jobs; CA insurance, warehouse, AI, AVM tools; Fannie earnings and F&F news; Catastrophe impact interview; Occupancy felonies
As rumors of the demise of HMDA reporting swirl, as well as a 50 percent reduction in HUD headcount and actual VA cuts , think about this...
Rob Chrisman
Feb 14
Feb. 13: AI hedging, corresp. renovation, processing, QC tools; Fed & homeowner's insurance; crypto as collateral; Freddie earnings
Capital markets participants around the world breathed a sigh of relief when Federal Reserve Chair Jerome Powell said Wednesday that...
Rob Chrisman
Feb 13
Feb. 12: Retail mgt. job; Non-QM, fee collection cybersecurity tools; Insider's thoughts on CFPB nominee; LD's case ends; Brian Hale interview; FHA changes
With the whirlwind of Trump Administration news ( Jonathan McKernan to lead the CFPB, playing hardball in Gaza, ending penny production,...
Rob Chrisman
Feb 12
Feb. 11: LO jobs; Marketing, DPA tools; MBA home equity study; training & webinars this week; SISA loans roar back with lenders
Hah! Just kidding… But did you think, “Oh no!” or “Yippee!” when you saw that subject line? The ups and downs of the Consumer Finance...
Rob Chrisman
Feb 11
Feb. 10: Corresp., LO jobs; TRID fee cure, bridge loan, HELOC products; CFPB on hold; FHA delinquencies climb; BofA/TD Bank MBS deal
Can you imagine living in an uninhabited land? I’m thinking of hopping on a boat and checking out the Kingdom of Redonda which has a...
Rob Chrisman
Feb 10
Feb. 8: Vendor news; climate change & home values; humorous predictions; thoughts about the CFPB; simple originator advice
There are creative people out there. “Dear, did you say pastry?”: meet the “AI granny” driving scammers up the wall . Lenders and vendors...
Rob Chrisman
Feb 8
Feb. 7: Sales mgt., LO jobs; compliance, non-Del products; lender's growth in '25; chatbot perspective; MBA's Marcia Davies interview
"The San Diego Padres visited an orphanage in Mexico. ‘It's really sad to see their faces with no hope,’ said Juan, age 9.” In other San...
Rob Chrisman
Feb 7
Feb. 6: LO jobs; MSR, servicing, customer retention, equity tools; non-Agency news in the primary & secondary markets
“Nothing says, ‘I mean business’ than using a shopping cart at the liquor store.” We’re already 10 percent through with 2025, and...
Rob Chrisman
Feb 6
Feb. 5: LO jobs, tech writer available; HELOC, DPA, pre-approval, CRM, commercial tools; training & webinars; in defense of the CFPB
I know where to go when this Commentary writing gig grows stale. Wanna make 30 clams an hour? Costco’s hiring! (Remember when lenders...
Rob Chrisman
Feb 5
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